Thursday, December 26, 2019

Essay about Schizophrenia - 1399 Words

Schizophrenia Child schizophrenia, like other psychopathologies has many documented, and several uncertain causes. Some scientists have evidence that pregnant mothers have experienced an immune reaction that present dangers to the unborn child. Schizophrenia is a disorder where the body=s immune system attacks itself. Schizophrenia is not present at birth but develops during the adolescence period or young adulthood. ASchizophrenia is a biological brain disease affecting thinking, perception, mood, and behaviour. Its exact cause is unknown but overwhelming evidence points to faulty chemistry or structural abnormalities in the brain. In some cases schizophrenia is generic. Schizophrenia strikes one in 100 people at some point in his/her†¦show more content†¦Schizophrenics thought process is very Aloose@. Their thought s may shift rapidly from one unrelated topic to the next. They may make up their own words or use sounds or grunts to substitute words. These symptoms do not mean that people with schizophrenia are out of touch with the world completely, they know that roads are used for driving cars, and that people eat meals three a day. Schizophrenia affect both men and women equally. Along with delusions, hallucinations, and thought disorders, they also suffer from paranoia, high anxiety , low stress tolerance, low motivation, lack of energy and the inability to feel pleasure. This makes work, leisure, relationships and even everyday tasks difficult, sometimes impossible. These are concerns not only for the people diagnosed with this psychopathology but for their friends and family. Family is looked upon for support in not only everyday tasks, but in dealing with this disorder whether its in remission or relapse. With schizophrenia there is the risk of suicide. ATen percent of all people with schizophrenia commit suicide. Either to escape the torment of their illness. Or because their gt;voices= command them to.@ (Compiled by Ontario Friends of Schizophrenics, Oct. 1994) Many schizophrenics also are incarcerated for crimes that they have committed while in a psychotic state, or are living on the streets, without any treatment. Schizophrenics may become violent while in a psychotic state, and may loseShow MoreRelatedSchizophrenia And Its Effects On Schizophrenia815 Words   |  4 Pagesand has schizophrenia. According to Mayo Clinic â€Å"Schizophrenia is a severe brain disorder in which people interpret reality abnormally. Schizophrenia may result in some combination of hallucinations, delusions, and extremely disordered thinking and behavior. Contrary to popular belief, schizophrenia is not a split personality or multiple personality. The word schizophrenia does mean split mind, but it refers to a disruption of the usual balance of emotions and thinking. Schizophrenia is a chronicRead MoreSchizophrenia And Its Effects On The Development Of Schizophrenia Essay2173 Words   |  9 PagesSchizophrenia Schizophrenia is a life-long disorder that affects about one percent of the population (Mueser McGurk, 2004). The cause of this mental illness is still unclear. Studies have suggested that Schizophrenia does not arise from one factor but from a combination of genetic, environmental, and social factors (Liddle, 1987). People diagnosed with Schizophrenia struggle to deal with a multitude of symptoms that make it difficult to function (Mueser McGurk, 2004). Antipsychotic medicationsRead MoreSchizophrenia Poster Research Topics : Schizophrenia1715 Words   |  7 PagesSchizophrenia Poster Research Topics K - What is schizophrenia? Schizophrenia is chronic, severe, and a brain disabling disorder; that has affected people throughout history. It also interferes with a person’s ability to think clearly, manage emotions, make decisions and relate to others. People with the disorder may hear voices other people do not hear. They may believe other people are reading their minds, controlling their thoughts, or plotting to harm them. This can terrify people with the illnessRead MoreSchizophrenia Essay949 Words   |  4 PagesSchizophrenia One of the major concerns of modern medicine is Schizophrenia. Frey defines schizophrenia as a group of disorders marked by severely impaired thinking, emotions, and behaviors (99). Straube and Oades incorporate more on its definition by saying this illness evokes a fundamental disturbance of personality (92). According to Gottesman, schizophrenia didn’t exist before the 19th century. He found many facts that lead to this hypothesis, finding no existence of this illness inRead MoreSchizophrenia Essay1411 Words   |  6 PagesSchizophrenia is affecting people more now than a few decades ago. This illness is across the US and is present in every culture. People are now aware and understand how the illness can be devastating to one’s life. Schizophrenia is a mental disorder of the brain but it is highly treatable. In the US the total amount of people affected with the illness is about 2.2 % of the adult population. The average number of people affected per 1000 total population is 7.2 % per 1000, which means a city thatRead MoreWhat Is Schizophrenia?1499 Words   |  6 PagesWhat is Schizophrenia? The study of schizophrenia dates back to the early 1800’s, when a guy by the name of John Haslam published a book called â€Å"Observations of Insanity†. In his book he goes into detail about the case studies or patents that show symptoms that we could categorize as schizophrenia disorder (John Haslam). By the end of the 19th Century the concept of schizophrenia was made known by a German psychiatrist by the name of Emil Krapelin. He basically took what he learned from HaslamRead More Schizophrenia Essay1017 Words   |  5 Pages Schizophrenia is a mental disorder that affects about one percent of the population. Generally if you have schizophrenia you cut out of contact with real world reality. The word Schizophrenia is Greek for â€Å"split mind†. It is common belief that a person with schizophrenia or a â€Å"schizo† has a split personality, but actually the person’s thinking, feelings, and behavior are so far from normal that they get to th e point where they interfere with their ability to function in everyday life. People whoRead MoreAbnormality and Schizophrenia1532 Words   |  7 PagesAccording to Mathers et al., (1996) â€Å"Schizophrenia ranks among the top ten causes of disability worldwide and affects one in one hundred people at some point in their lives.† (Cardwell and Flanagan, 2012). Schizophrenia is a severe mental disorder which is commonly diagnosed in 15-30 year old individuals. It disrupts a person’s cognition, perceptions and emotions, making it extremely difficult to diagnose. Bleuler (1911) introduced the term schizophrenia, which translates as ‘split-mind’ or ‘dividedRead MoreSchizophrenia Essay879 Words   |  4 PagesIt has been widely accepted that schizophrenia has a genetic component, with the relative lifetime risk of schizophrenia being reported at around 0.3-0.7% (McGath et al, 2008) although some studies have shown this to be much higher at around 3.5 % (Pedersen et al, 2014). Studies have shown the risk of relatives developing schizophrenia is correlated with the percentage of shared genes (Tsuang, 2000). Twin studies have been utilised to reveal a genetic component, as monozygotic (MZ) twins share 100%Read MoreSchizophrenia Essay1066 Words   |  5 Pagesis schizophrenia? Schizophrenia is a mental disorder characterized by irrational thought processes. A person dealing with this debilitating illness may think that people are going to kill them, or kidnap them. Some Schizophrenics often have â€Å"voices† in their heads telling them what to do. In some cases this has caused people to take their lives or try to. Schizophrenia is everywhere you look. Out of one hundred thousand people at least one hundred and fifty people have schizophrenia. Like

Wednesday, December 18, 2019

Research And Development ( R D ) - 1809 Words

Research and Development (RD) Innovation is the process by which organizations use their resources and competencies to develop new or improved goods and services or to develop new production and operating systems so that they can better respond to the needs of their customers. Innovation can result in brilliant success for an organization. Apple’s ipod has changed not only the music listening industry but also music purchasing and now they are moving into the mobile phone industry. Research and development (RD) rests in the notion that innovation begins with an act of scientific research or discovery (Laestadius 2003). Many large firms generate and develop innovative ideas through formal research and development units. Although†¦show more content†¦Quantum innovations are likely to cause major change sin an environment and to increase uncertainty because they force an organization to change the way they do business. Incremental technological change represents a refinement of some base technology. Incremental innovation refers to products or operating systems that incorporate those refinements. The evolution of Intel’s chip over time represents incremental innovation. The introduction of quality management systems to auto manufacturing are examples of incremental innovation. They improved the quality of cars and forced manufacturers to make incremental changes in response to a new competitive environment. There is a major focus in incremental innovation in today’s business place. Companies are developing new methods to determine how consumers use their products to determine everything from minor to major adjustments, add-on products or design elements to further entice the consumer to purchase. As you might expect, quantum innovation is relatively rare. Every once in a while an innovation appears that commands the attention of an industry. These innovations create a cost or quality advantage that shakes the foundation of their business. When this type of innovation occurs, it usually sets off a period of intense competition among companies in an industry to develop a design that will become the dominant model which others will copy. After the development of aShow MoreRelatedResearch And Development Of R D1494 Words   |  6 Pageswell as research and development. He has the skills needed to developing a proper vision for this organization. His previous roles as a leader of interdisciplinary teams and previous manufacturing experience will allow him to succeed in this role. Jordan Braun, Co-founder and VP of RD: Mr. Braun has plenty of experience with design work and developing engineering solutions in the medical device industry. His years of experience in RD makes him a great fit for overseeing the research and developmentRead MoreResearch And Development ( R D ) And Acquisitions1608 Words   |  7 PagesResearch and development (RD) and acquisitions are a firm’s core areas for innovation, which sets the stage for its ability to compete in the market based on what cutting edge technology or ideas the company has gathered. Accordingly, globalization and increased competition has led companies to become more efficient and reevaluate whether to outsource RD or to innovate in-house. When opting to outsource, companies should look at their organization at a functional level, and identify the processesRead MoreR D : Business Strategy1320 Words   |  6 Pagesunderstanding and importance of RD, business strategy and their links. Organizations discover it progressively hard to meet their development targets and should search for new arrangements that can bring them extra income. In business, RD is very critical for marketing and competition has made RD important, by keeping up with consumers’ trends, needs and demands. Research and development would be a suitable tool in the competitive market. We frequently see that RD is not adjusted to the companiesRead MoreThe Importance Of Innovating A Firm With The Use Of R D Project990 Words   |  4 Pagesto invest in Research and Development (RD) project we firstly have to clarify the concept of innovating a firm with the use of RD project. RD can be determined when the innovation management tasks meet the technology management tasks. It contains activities such as fundamental research and concept development. However, it does not include technology licensing, corporate venturing and innovation management. Thus, since firms want to grow by developing new products, they i nvest in RD. BeginningRead MoreGeneral Importance Of R D841 Words   |  4 Pagesassignment, I will discuss and analyze the general importance of RD in an organization and then specifically analyze my RD strategy for your company up through the first six rounds. I will also evaluate what was my initial strategy for RD? Did that strategy work well? What did I change regarding RD as the rounds progressed, and why? What did I base your RD decisions on? General Importance of RD Research and Development (RD) is known by most as the steps taking by the company or organizationRead MoreAnalysis Of Clipboard Company s Product Portfolio1439 Words   |  6 Pagesthe company’s objective has been to maximize revenues by varying prices, output and research and development proportions. However, the most optimal strategy with respect to research and development, and prices for the abovementioned product needs to be determined by analyzing results from SLP2 and different RD and price scenarios using the CVP analysis. In this regard, the current study will analyze different RD and price scenarios, thus provide a revised strategy for production and pricing ofRead MoreHow Technology Has Changed The Development Of Heavy And Chemical Industries992 Words   |  4 PagesDuring the eight years between 1992 and the 21st century, the result of investment in research and development (RD) by governments and private companies will change the pattern of economic activity as radically as the development of heavy and chemical industries did between 1955 and 1970. A new industrial structure is emerging, one based on microelectronics, computers, telecommunications, automation, biotechnology, aerospace, engineering, new materials and on new forms of energy. Since World WarRead MoreReinvest in RD1232 Words   |  5 Pagesreinvest profits in research and development? In the past 20 years, intellectual property has been highly respected in the world. In other words, there has been a majority of companies that paid more and more attention with regard to the performance of department of research and development (Ramp;D), and especially for technologic corporations that own the fast product-life-cycle. Despite the fact that some people will argue whether reinvesting more source in research and development is successfulRead MorePolicy Debate Over The United Nations System995 Words   |  4 Pagescenturies we have seen some of the worst illnesses like smallpox, bubonic plague, and black plague stricken many countries, and decimating the world population, and since the post-war era the USA has been the leader on investing on scientific Research and Development. However, now due to budgetary constraints, while the threat of more infectious illnesses becoming endemic is a possibility, the investment is being reduced. This action by the government is of great concern when the World Health OrganizationRead MoreResearch and Development and Financial Performance of UK Manufacturing Firms821 Words   |  4 PagesResearch and Development and Financial Performance of UK Manufacturing Firms UK manufacturing firms have many factors which influence their financial performance. Research and Development could be a key factor in determining a firms success, however it does not assure financial improvement in all businesses due to the extensive variety of business types. Research and Development can be defined as the scientific investigation necessary to discover new products and the process

Monday, December 9, 2019

Financial Risk Management Enterprise Risk Management

Question: Describe about the Financial Risk Management for Enterprise Risk Management. Answer: Company overview Our focus company will be Allianz Malaysia Berhad. The company is part of a large organization group known as Allianz located in Germany. First established in Germany in 1890 the firm has expanded greatly with over 148,000 employees globally. The firm is proud to serve close to 83 million customers globally in 70 countries. It first establishment in Malaysia was in 2001 when it became the controlling shareholder of Allianz General Insurance Malaysia Berhad (AGIM). In 2007, they transferred their business to Allianz General. After the completion of transfers of general insurance business, AGIM changed its name to Allianz Malaysia Berhad (AMB). Currently, the firm is recognized as one of the prominent general insurers in Malaysia. It is also widely known for its broad spectrum of services it offers such as personal lines, motor insurance, and small to medium enterprise and large industrial risk. The firm is also credited of it provision of comprehensive range of life and health insurance, their investments are also linked to products and it has been regarded as one of the growing life insurers firms in Malaysia. With over 30 branches across different cities nationwide, the firm distinguishes itself as most trusted provider of financial services, thus suiting the lifetime needs of most Malaysians, as well as play the role of responsible corporate citizen. Risk exposures Just like any other insurance organization, AMB suffers from different risks due to their daily operations. Hence, this means that they should be able to manage the risks that are insured by exclusion of certain types of coverages taken from a policy. In this case, we will discuss some of the risk that AMB faces in their daily operations. Perils- refers to the policy coverage for individuals automobile, life, home or health insure against losses. Hence, a peril is perceived to be an event that has a potential cause of harm or loss. AMB have different perils for different types of policies. For instance, the peril for an automobile includes theft and vandalism (Wu Olson, 2015). For homeowners, the issuance of perils by AMB is against wind, storms or fire. The firm also protects people from health related perils such as heart attack. Hence, this means that AMB is likely to suffer from personal or property loss exposure. As a result, this tends to mean that failure by AMB to effectively categorize this exposure they may suffer losses because the occurrence of insured events are catastrophic or accidental. Distribution of loss also serves as a risk exposure. AMB as an insurance firm needs to calculate the amount and type of risk to insure meaning they should effectively understand the distribution of losses. Failure to quantify the losses may lead to a specific period known as frequency loss. In addition, failure to quantify the loss leads to them suffering from severity of losses. Loss severity refers to the typical amount that an insurer pays out from a benefit or even a claim (Olson, 2008). Hence, this means that AMB needs to effectively quantify the severity of the insured policy before accepting to insure the asset or individual otherwise they are under the context of suffering from huge losses when claims are made. Volatility is also a risk that AMB is exposed to. By definition, volatility is referred to as the amount of uncertainty size of changes when it comes to security value. Therefore, the higher the volatility means the greater the security value can be easily spread out over a large range of value. Whereas, low volatility means that security doesnt fluctuate dramatically but changes value as pace progresses over a period of time. Therefore, in any instance where there is aggregate variance amounts it is likely that there would be an increase in non-dependence of risk which may not be good for business because of its risks. AMB as an insurance company primary objective is mainly to pay claims and to maintain that they get some profits. Hence, this can be achievable only accomplishment of certain types of business insuring. But, in our case AMB provides health covers which include heart attacks or accident covers on vehicles. Hence, this means that AMB are under the voyage of suffering from the risk of claims, as more claims in a short period may affect the business negatively. Uncertainty also tends to be a risk that affects AMB policy setting. By definition, uncertainty refers to the inability to predict the future. Therefore, the presence of uncertainties brought about by different catastrophic such as nature tend to affect possible deviations being projected (Batten et al, 2013). In this case, AMB suffers from two general insurer uncertainties. (1) Uncertainty as to outcome that has already been written (2) uncertainty in pertinence with the premiums that the insurer needs for charging the future to as to achieve their financial objective. Therefore, such risks of uncertainties need to be effectively observed. Tools to measure the risk Hampton (2011) legislates that there is need of them carrying out a thorough evaluation on insured property before they actually calculate the total premium rates. Hence, this tend to enable them assess their risk exposures. As a result, they use the Moody risk analysis to set their data so that they can easily segment their potential consumers behaviors. The moody risk methodology tends to be effective as it informs their rating process, supports their fundamental analysis and also impacts greatly on their business decisions and future financial health. The use of verified data developed by insurance underwriters also tend to have a greater effect this is because AMB as an insurer is covered from any potential exposure claims which results to large payouts (Hirreff, 2008). Recommendation of the best strategies that should be used by AMB Paying valid claims efficiently- payment of valid claims may seem simple, but it tends to involve more that the obvious. Therefore, AMB needs to have the essential technology as well as training staffs. They also need to price their risk in an accurate and fair manner. Take the example of an insurer underpricing it is likely that he will go out of business. Hence, insurers should pay valid claims efficiently by keeping the cost down (Porteous, 2006). Hence, this means that premiums should be calculated by account for both risks and operation cost for provision of the policy. Strategic philanthropy- this involves partnering with organizations in community for mutual benefit purposes. Therefore, this type of corporate giving not only does it impact the community but also benefit the stakeholders in the business (Briss Varenne, 2001). As a result, there will be a reduction on personal or property exposure. Climate change leadership- for insurers, the big part of risk reduction involves the environment. Therefore, as a method of lowering the risk they should consider hedging the financial risk exposures as this lowers their viability of being prone to risks. References Wu, D. D., Olson, D. L. (2015).Enterprise risk management in finance. Hampton, J. J. (2011).The AMA handbook of financial risk management. New York, American Management Association. Olson, D. L., WU, D. (2008).New frontiers in enterprise risk management. Berlin, Springer. Choi, J. J., Powers, M. R. (2002).Global risk management: financial, operational, and insurance strategies. Boston, JAI/Elsevier Science. Walker, R. (2013).Winning with risk management. Singapore, World Scientific Pub. Briys, E., Varenne, F. D. (2001).Insurance: from underwriting to derivatives : asset liability management in insurance companies. Chichester [England], John Wiley. Hirreff, D. (2004).Dealing with financial risk. London, Economist. Porteous, B. T., Tapadar, P. (2006).Economic capital and financial risk management for financial services firms and conglomerates. Hounds, Basingstoke, Hampshire, Palgrave Macmillan. Batten, J., Mackay, P., Wagner, N. F. (2013).Advances in financial risk management: corporates, intermediaries and portfolios. Allianz Malaysia Berhad, (AMB) (2015). Allianz Malaysia Berhad annual report.

Monday, December 2, 2019

Sector Matrix free essay sample

Sector matrix analysis is a relative new concept which provides a different insight into the traditional production value chain system. It looks into the two demand and supply side relationship by building the consumers’ demand in terms of complementary and competing needs, and consolidating the supply through corporate surplus from different activities in a demand matrix. While Gereffi’s theory on global commodity chain concept (1996) has constructed supply in simple linear ways and demand as a form of reverse relations within the production/distribution chain, this may not be sufficient to engage the increasing complex production cycles in today’s modern world. Sector matrix analysis approach looks into de-link the production process and divides the demand and supply relationship into two areas, but share the same product and service consumption. By using the automobile industry as an example, sector matrix analysis is able to better demonstrate the advantages over the traditional value chain analysis. We will write a custom essay sample on Sector Matrix or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Product or Commodity chains concepts In many countries, Gross domestic product (GDP) is an indicator commonly used to measure the market value of all officially recognized final goods and services produced within a country in a given period of time. And often, GDP per capita is often considered an indicator of a countrys standard of living. The old economical production has always been closely linked to the traditional concept of an economic activity as a ‘product’ or ‘commodity’ chain which leads to a finished product. Michael Porter (1985) stated that â€Å"a value chain is a chain of activities that a firm operating in a specific industry performs in order to deliver a valuable product or service for the market. † An industry value-chain is a physical representation of the various processes involved in producing goods (and services), starting with raw materials and ending with the delivered product. Products pass through the various activities of a chain in an orderly manner, and at each activity the product gains some value. Chain of activities gives the product more added value than sum of the individual activities values. This can be illustrated by using the activity of a diamond cutter as an example. The cutting and polishing activities may have no significant values on their own, yet it adds much of the value to the end product of a polished well cut diamond. The whole value chain processes with the addition of documentation, assessment and certification to the production make up the different grades of a diamond, which in turn, can command different prices in the consumers markets. Over the past few decades, the value chain framework is often used as a powerful management analysis tool for strategic planning. This value-chain concept has been widened beyond individual companies to whole supply chains and distribution networks. The delivery of a mix of products and services to the end users will require different economic factors managing its own value chain. This industry wide synchronized interactions of the local value chains create an extended value chain, in a global scale. Porter terms this larger interconnected system of value chains the value system. A value system includes the value chains of a firms supplier (and their suppliers all the way back), the firm itself, the firm distribution channels, and the firms buyers (and presumably extended to the buyers of their products, and so on). For example, an automobile factory might require its parts suppliers to be located near its assembly plant to minimize the cost of transportation. This allows it to bypass the intermediaries creating new business models, or create improvements in its value system. From Chain to Sector Matrix Chain analysis concept has generally works well in the past due to a much â€Å"simpler† world of commodities. This has not kept pace due to the limits of its application in the modern market whereby complicated production processes and complementary services are constantly evolving. In a way, as simple commodities are increasing bundled with services like tax and fuel, sector matrix analysis has seen a much broader application usage. One of the worlds most important economic sectors by revenue is the automobile industry. Around the world, there were about 806 million cars and light  trucks on the road in 2007, consuming over 260 billion US gallons (980,000,000 m3) of gasoline and diesel fuel yearly. The automobile is a primary mode of transportation in most developed countries and its history have seen much value chain evolutions and development since the 20th century. The first Ford Model T was the most widely produced and available 4-seater car of the era and it was produ ced through a production chain organization. Toyota introduced â€Å"The Toyota Way† to the world with its lean manufacturing Toyota Production System (TPS). Over the 1960s to 1990s, the automobile industry has become highly competitive whereby cost and design features are usually the main competitive advantages in gaining the global market share. As the industry evolved, major car makers are aggressively pushing their smaller, high efficiency vehicles due to both high gasoline prices and government environment regulations. At the same time, engineers are pushing technological changes in their larger cars and light trucks in order to enhance their fuel efficiency. Lowest production costs and delivery speed are no longer the only competitive factors that differentiate one car maker from the other. As incomes rise with better educations, consumers now are more interested in the quality and serviceability in the cars that they acquire. Car ownership is no longer seen as a luxury item, due to a higher level of income and improvement in transport infrastructure. It is now considered a motoring experience which may form part of the buyer’s essential consumption, and therefore takes up a much broader range of services as well as product accessories. Automobile industry With the maturing of the automobile industry in many developed countries, the rise of the used car market has become an important consideration for major car manufacturers. This can be due to several reasons. Firstly, the low car prices offered by car companies in their attempt to gain market shares over the past 2 decades have seen a sharp increase in car population in urban cities. These have put a strain in the countries’ road infrastructure and cause traffic congestions in many cities. In the city of Sao Paulo, Brazil’s traffic jams can stretch for up to 120 miles during peak hours. [3] Many governments have resorted to increase taxes on car ownership to control car population. In addition, new environment regulations have also been introduced to reduce the amount of car pollutions on the road. Since 1992, European emission standards have been introduced and constantly revised for both petrol and diesel cars. This has pushed up the research, development and production costs for new cars. Some car companies like BMW and Toyota have also launched hybrid-electric cars to cater to the needs of existing markets. The first Toyota Prius was released in Japan in 1997 and since then, it has becomes the world’s bestselling hybrid car with cumulative global sales of 3 million in 2013. [4] In addition, due to the steep depreciation of new cars in their first year, most motorists may prefer to trade-ins their existing cars to buy a more prestigious used car. As cars become safer and more durable, these have increased the quality of the second hands cars and consumers are more receptive of buying them. As a result, some car companies have set up a separate division to handle used and rental cars. Car assembly Supply interaction DemandDemand complementarity Demandcomplementarity substitution Finance Fuel Service Tax RepairsInsurance Figure 1: Sector Matrix of motor demand New and used cars are alike in that both will incur the same maintenance and running expenditure after the point of purchases. The close relationship between car usages and service consumption has an important effect on the amount of activities in the field of the visible from a chain to matrix analysis. The content of the supply side matrix relations may not match the demand side as companies are always seeking to make as much profit per car as possible. The field of the visible has also expanded to include new service activities like technologies and structure improvements. The introduction of financial analysis as a modern strategic management tool helps to address the balance sheet and operating matters. These additional forms of services like car finance and insurance are being provided by the car companies to capture larger profit margins from both within and outside their sectors. Conclusion Chain analysis is limited in revealing the area of the visible sectors as it is concentrated in its traditional fields of production focus. Sector matrix attempts to complement the production chain analysis by looking into the automobile industry which combines both competing and complementary goods and services. By using a wider range of supply side activities and identifying complex demand/supply interactions and disconnections, sector matrix analysis extends the field of the visible and intangibles. The earlier work on the macro (Froud et al., 1997) had highlighted the distinctive quality of macro and micro relations under late capitalist conditions. Under the chain concept, the industry is defined as a homogeneous stable sector consisting of the demand product and the suppliers with similar barrier of entry and technology. With a matrix concept, the industry is no longer homogeneous and even at times unstable with constant interactions of both its demand and supply sid es. This is increasing true in a modern complex world where the automobile industry has underwent severe restructuring